Since I have started this blog it has made me notice that I used to be quite a good saver back when it was a necessary requirement due to my low income.
But as my income grew my spending also increased to the point where I was not taking any notice of what I was spending money on.
When I did the sums in my quarterly update, you can see the sorry story that from a cash flow perspective we are spending more than we earn.
Once I noticed the trend, we have implemented a number of ideas to help us to save more this month.
Review your home insurance renewal each year
It just so happened that our insurance for our primary residence and one of our rental properties was due this month.
The renewal prices were creeping up each year and the past few times I have just paid them as they fell at times when I had a brand new baby taking up all my time.
This time around I spent about 30 minutes comparing options online.