The media will often come out with generalisations like the gender wage gap is currently 16%, or that men’s Superannuation is near twice the size of a women’s at retirement.
Whilst these statements are true, they do little to get the real issue the attention it deserves. Because these articles are often met with rebuttals like ‘women do more service based jobs like child care and nursing which are lower paid’ or ‘women take time out of the workforce to raise children’.
Comparing simple averages across the whole workforce allows people to pick holes in the argument. And then conclude that the wage gap is a myth.Continue Reading →
When I first decided to start my blog and was going through the process to select a name for my blog, a fellow finance blogger by the name of Kylie Travers was the very first person who opened me up to the wonderful community.
She was the first to put up her hand and welcome me into the wonderful world of personal finance bloggers.
When I looked into her background a bit more I realised what an amazing women she is. So I could not be happier when Kylie agreed for me to interview her about how she makes over $10,000 a month just by selling stuff online!
Can you let us know a little bit about yourself? Your story is an inspiring which I am sure readers would love to hear a bit about.
I’ve gone from being a homeless single mother because of domestic violence to multiple international award winning CEO, speaker, author, charity and brand ambassador, as well as creating a lifestyle for my daughters and I that we love.Continue Reading →
However, as we move more and more to a cashless society, the father and son team behind the Acorns App (now Raiz) has given us an option to squirrel away our spare change.
Except this time the change is invested virtually in a diversified portfolio.
How does it work?
Launched in Australia in February 2016 Acorns Australia (now Raiz) followed in the footsteps of the launch in the US. It is an App that you download and link with your current bank account and credit or debit cards you might like to link up.Continue Reading →
Before I dive into the list of 25 online business ideas I wanted to preface it by saying that there are two main factors that should be taken into account before you zone in on exactly what online business you would like to pursue.
Find something that you are good at, are passionate about, or have an interest in.
Particularly if you are going to commence an online business as a side hustle whilst you also work full time, you will need to ensure that you pick something that you feel is worth dedicated your precious time towards.
A good way to help you settle on an idea is to brainstorm a full list of everything you are passionate about and interest in.
Once you have prepared this list then cross reference it against what you are good at.
This should narrow down the list to help you land on your idea. For example, I might really love crocheted items but if I can’t crochet or I am not good at it, then it is not the right business to pursue.
Ensure what you choose has the ability to make you money.
For example, say you decide to create crafts but the item you make take you a few hours to make and you can only sell it for a low value. Continue Reading →
Back in my university days and when I was just starting out on my savings journey I was always looking for ways to help my savings grow.
One thing I stumbled across from recommendations from a savings forum I was a part of, was to complete online surveys and to be members of cashback websites.
Now becoming members of these websites are not going to make you a millionaire, but what I did find was that throughout the year I was able to build up enough points or cash to redeem them around Christmas to help go towards gifts.
These days I use spare time, such as when I am travelling on the train, to complete a survey.
It is not something that is going to return a good hourly rate so I wouldn’t suggest spending hours a day on this but if you do get small pockets of time, it can be a nice little cash bonus.
This is a little gem that I discovered only recently. It is a cashback site rather than a survey site.
Basically the way it works is once you sign up to Cash Rewards if you make purchases from a large selection of online stores you will receive a percentage of cash back.