Since working in loyalty marketing, I have the annoying habit of signing up for every loyalty program there is available. Mainly for research just to keep on top of what everyone else was doing in the space.
One thing I have learned over the years is that us loyalty marketers love a good trigger campaign. And birthday are as good a trigger as any to prompt a special offer.
My husband celebrated his birthday last week. Nudging ever so close to the big 4-0. His inbox was overflowing with special offers.
So if your birthday is coming up soon, I have compiled a list of 30 birthday freebies in Australia to take advantage of.
What you get: Free smoothie
How you get it: You need to be a member of the Vibe Club, which is handy to be a part of any way as you can avoid the wait times when you order a juice by ordering in advance on the App.Continue Reading →
Before I dive into the list of 25 online business ideas I wanted to preface it by saying that there are two main factors that should be taken into account before you zone in on exactly what online business you would like to pursue.
Find something that you are good at, are passionate about, or have an interest in.
Particularly if you are going to commence an online business as a side hustle whilst you also work full time, you will need to ensure that you pick something that you feel is worth dedicated your precious time towards.
A good way to help you settle on an idea is to brainstorm a full list of everything you are passionate about and interest in.
Once you have prepared this list then cross reference it against what you are good at.
This should narrow down the list to help you land on your idea. For example, I might really love crocheted items but if I can’t crochet or I am not good at it, then it is not the right business to pursue.
Ensure what you choose has the ability to make you money.
For example, say you decide to create crafts but the item you make take you a few hours to make and you can only sell it for a low value. Continue Reading →
Back in my university days and when I was just starting out on my savings journey I was always looking for ways to help my savings grow.
One thing I stumbled across from recommendations from a savings forum I was a part of, was to complete online surveys and to be members of cashback websites.
Now becoming members of these websites are not going to make you a millionaire, but what I did find was that throughout the year I was able to build up enough points or cash to redeem them around Christmas to help go towards gifts.
These days I use spare time, such as when I am travelling on the train, to complete a survey.
It is not something that is going to return a good hourly rate so I wouldn’t suggest spending hours a day on this but if you do get small pockets of time, it can be a nice little cash bonus.
This is a little gem that I discovered only recently. It is a cashback site rather than a survey site.
Basically the way it works is once you sign up to Cash Rewards if you make purchases from a large selection of online stores you will receive a percentage of cash back.
Teaching your kids about money will set them up with a vital life skill, and since becoming a mum it’s something that I want to focus on to ensure my kids have the best chance of success.
It has been shown that most people in their 20’s who are competent money managers were taught about money by their parents.
Of course it is up to you what you want to share with your children in terms of what you earn, what debt you have etc, but teaching them about what it means to earn money and save or invest money will lay a great foundation for them.
I have put together a list of 15 fun and engaging activities to do with your kids.
In general the activities would suit children aged 4 – 12 years old but you just might need to adapt some of the activities depending on your child’s age.
Have you ever heard the saying, ‘money won’t bring you happiness’ or ‘money is a necessary evil’?
This is the underlying negative message we hear a lot in society. Even in Hollywood films, characters with lots of money are often portrayed as the greedy and selfish villains.
So, our relationship with money begins.
Just the other day I experienced this on a Facebook Group that I am active in. It is a group for mums to chat about finances and one of the mum’s asked a straightforward question about whether the changes to childcare rebates for high income earners were based on pre or post tax income.
Well didn’t the knives come out! This lady was not being arrogant, not once did she big note herself, in fact she even acknowledged that she doesn’t begrudge people on low incomes doing it tough and thinks they deserve the assistance.
All she was trying to do was to see how her finances would be affected by the change.
Sure enough the post turned into a slanging match of people saying that she doesn’t deserve anyContinue Reading →